A Tailored List of Secondary Services Provided
1. Starting a Business
Foundational Documents
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Business Plan (Not legally required, but often necessary for funding)
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Articles of Incorporation / Organization (For registering a Corporation or LLC)
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Operating Agreement (LLC) or Partnership Agreement (Outline ownership, responsibilities, profit-sharing, etc.)
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Bylaws (Corporations (Internal governance rules)
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Business License / Permits (Required for legal operation based on industry/location)
Employment / Contractor Docs
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Employment Agreement
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Independent Contractor Agreement
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Non-disclosure agreement (NDA)
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Non-Compete Agreement (where enforceable)
Financial & Compliance
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Bank Resolution Document (Gives authority to open a business bank account)
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Shareholder Agreement (if applicable)
Client & Vendor Agreements
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Service Agreement
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Terms and Conditions / Privacy Policy (for websites)
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Sales Contract / Purchase Agreement
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Invoice Templates & Payment Terms
2. Dealing with Debt
Debt Origination
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Promissory Note (Basic IOU with repayment terms)
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Loan Agreement - (More detailed than a promissory note; includes interest, collateral, etc.)
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Personal Guarantee - (Makes an individual personally liable for a debt)
Debt Management / Repayment
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Debt Acknowledgment Letter (Debtor acknowledges the debt, often used to reset statute of limitations)
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Payment Plan Agreement - (Sets formal repayment schedule)
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Debt Settlement Agreement - (Creditor agrees to accept less than the full amount)
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Release of Debt / Satisfaction of Debt Letter (Confirms full repayment or forgiven balance)
Enforcement or Collection
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Demand Letter - (Formal request for payment before legal action)
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Notice of Default
(Sent when the borrower fails to make payments)
